Flexibility

Why Certificates of Deposit Are A Good Idea
Today's article is written by guest blogger Jim of Bargaineering. If you've saved up a few dollars and aren't sure if you should put them in the stock market or stick them in your mattress, let me give you another suggestion: put your funds into a certificate of deposit (CD). CDs are deposit accounts at a commercial bank that have a fixed period, or term, and offer a fixed interest rate of return that will exceed that of a savings account. You will have to keep your funds in the CD until the

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